Imagine if a physician could find a Real Estate Professionalthat specializes in working with physiciansby visiting an online database of real estate professionals who regularly sell homes to doctors. MD Preferred provides a preferred database. When searching for homes for sale a doctor or other healthcare professional is often interested in upscale neighborhoods in close proximity to area hospitals. Because most physicians have on call responsibilities they will want a personal residence that has a short drive time to not only their medical practice office or clinic but also to the hospital where they admit patients.This is where Josephine will help you find everything you need, in the location you need as your #1 MD Preferred Realtor.

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As Charleston’s premiere MD Preferred Realtor, her strong work ethic and broad experiences with medical professionals provides her clients a unique combination of skills that serve as the platform for her success. Josephine understands the demands of her clients’ time and resources, and works with them to minimize the impact that real estate transactions can have on their life. Whether it is relocating, renting, buying or selling property in Charleston, South Carolina, Josephine, has the experience and expertise to make your transaction a successful one.

Bee Street Lofts has been one of the LEADING locations for doctors coming to the Charleston area.


  • 15 Year Fixed 5, 7 and 10 Year ARMS available
  • Loan sizes up to $1.5 MM for medical doctors that have complete their residency
  • Loan size of $417K and less available for medical doctors currently IN their residency/fellowship
  • No Down Payment up to $750,000- Primary residence only
  • Purchase and Rate-Term Refinance (no cash out) ~ 100% Financing on homes that may be under water will allow you to refinance now
  • No mortgage insurance required
  • Loans require full 2 year documented income history
  • Minimum credit score 680 (depends on loan amount)

Eligible borrowers:

  • Licensed Fellowship/residency
  • Licensed Medical Doctors
  • Maxillofacial Surgeons
  • Doctor of Osteopathy

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